Bankers Fidelity’s® Medicare Supplement
See Available Products by State
See Available Products by State
Bankers Fidelity Medicare Supplement plans are setting the standard in senior protection. We recognize that navigating your options for critical health care decisions can be confusing and complicated—but, it doesn’t have to be.
We take the time to understand your needs and concerns and clarify your options so you can live your best life knowing you’ve got the right coverage.
What is Medicare?
Medicare provides essential coverage for:
- People age 65 and older
- People under 65 with certain disabilities
- People of any age with End Stage Renal Disease (ESRD), permanent kidney failure requiring dialysis or a kidney transplant
Medicare consists of two parts:
- Part A: Hospital Insurance
- Part B: Medical Insurance
While Medicare is worthwhile and can help pay for a good amount of your health care expenses, it doesn’t cover everything – mainly, deductibles, coinsurance and copayments.
Benefits
Hospitalization – Part A coinsurance and hospital coverage plus coverage for 365 additional days after Medicare benefits end
Medical Expenses – Part B coinsurance (generally 20% of Medicare-approved expenses) or copayments for hospital outpatient services. Plans K, L, and N require you to pay a portion of Part B coinsurance or copayments*
Transfusion Benefits and Diagnostic Services – First three (3) pints of blood each year
Home Healthcare – Part A coinsurance
*Also applies, in part, to Transfusion and Home Healthcare benefit.
Medicare Supplement Highlights: Standardized Plan
- Your Medicare Supplement insurance policy enables you to see any doctor or provider who accepts Medicare
- Your Medicare Supplement insurance policy helps cover your health care needs anywhere in the country
- Benefits can be paid directly to you, your doctor, or your hospital
- Your policy is Guaranteed Renewable for life, as long as you pay your premiums on time, in advance, or during the grace period
- Your Bankers Fidelity policy has no pre-existing condition waiting period
- Your coverage begins on the effective date
Disclaimer: Product Notes
Exclusions & Limitations
Your policy will not cover:
- Medical expenses incurred before your policy’s effective date
- Charges already paid by Medicare
- Non-Medicare-approved expenses
More Products
Bankers Fidelity’s Medicare Supplement insurance plans pick up where Medicare leaves off. For more information or to get a quote, call us at 866-458-7504.
Questions?
