Vantage Secure^™ Level Benefit Whole Life Insurance

Bankers Fidelity’s^® Vantage Secure^™ life insurance coverage can help give the ones you care about a sense of peace and financial well-being in their time of grief. Medical bills, credit cards, funeral costs, legal fees, unknown debt, and probate are just a few expenses that your family may have to settle. Final Expense life insurance is designed to cover the bills that your loved ones will face after your death.

Plan Highlights:

Issue Ages from 45-85
Preferred and Standard face amounts from $3,000
No waiting period once your policy is issued
Preferred and standard plans offer a guaranteed level death benefit payable to your spouse, children, grandchildren or anyone you choose^†

Builds cash values for emergencies, gifts to family members, or other financial needs

Accelerated Death Benefit Rider;^*you may receive up to 50% of the face amount of your policy - to be used at your discretion - should you be diagnosed with a terminal illness with a life expectancy of 12 months or less

Optional Waiver of Premium for Hospital or Nursing Facility Confinement Rider^**
This rider waives the premiums for the policy and all attached riders after you have been confined to a hospital or nursing facility for a continuous period of 180 days. You won't have to worry about losing your valuable life insurance while facing the challenge of illness.

*Optional Accelerated Death Benefit (ICC19 B 21901 TI ACL R1) is automatically included on Preferred and standard plans. Not available on Graded Death plan. PAYMENTS OF BENEFITS UNDER THE ACCELERATED DEATH BENEFIT RIDER WILL CREATE A LIEN AGAINST THE DEATH BENEFIT OF THE POLICY TO WHICH IT IS ATTACHED IN AN AMOUNT EQUAL TO THE ACCELERATED DEATH BENEFIT THAT WAS PAID UNDER THIS RIDER. THE DEATH BENEFIT PAYABLE AT THE INSUREDS DEATH WILL BE FIRST REDUCED BY THE AMOUNT OF THE OUTSTANDING LIEN.

**Not available in AK, CT, KS, MA, MD, NJ, NY.

How the Product Works:

Benefits never decrease
Premiums never increase and are guaranteed to remain level for the rest of your life
Policies are guaranteed renewable for life as long as premiums are paid on time
Death benefits usually pass income tax free to your named beneficiary^††
30-Day Free Look - If you apply for this policy and change your mind within 30 days after you receive your policy, we will refund your money when you return the policy

^††Consult with your tax adviser

According to the National Funeral Directors Association, the average cost of a funeral can run anywhere from $6,000 to $9,000. In some cases, social security may pay a one-time death payment of $255 - if certain requirements are met - but this is hardly enough to cover the expenses associated with a funeral.

How Can the Money Be Used?

^{Above and beyond the costs associated with a burial or cremation, there are other expenses to consider, including:}

^{A vault, cemetery monument or marker}
^{Traveling for the memorial service, meals and lodging around the time of the funeral}
^{Catering for guests}
^{Final medical bills}
^{Legal fees}
^{Credit card bills}
^{Estate costs and other debts}

^{The planning and costs, coupled with grief, can be overwhelming. Final Expense coverage from Bankers Fidelity can assist in covering these expenses, giving your loved ones the opportunity to remember and reflect on the times and moments well spent.}

^{As a premier provider of final expense life insurance, we can help. If you have questions or to get a quote, call us at 866-458-7504.}

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Disclaimer

Product Notes

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Medicare Supplement vs. Medicare Advantage

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Neither Bankers Fidelity Life Insurance Company^® nor its Medicare Supplement policies are affiliated with or endorsed by the U.S. Government, the federal Medicare program, or the Centers for Medicare and Medicaid Services. This is a solicitation of Medicare Supplement insurance and an independent agent may call on you. The Medicare Supplement products issued by the Company are insurance policies. Policy form series B 21092 is issued by Bankers Fidelity Life Insurance Company^®, Atlanta, GA; policy form series B 21492 is issued by Bankers Fidelity Assurance Company^TM, Atlanta, GA. Limitations and exclusions apply; actual policy provisions control. Rates subject to change on a class basis. Individually underwritten; application to determine eligibility required.

Bankers Fidelity is not licensed to sell any products in CA, CT, NY or VT. Medicare Supplement products are not available in: AK, FL, HI, ID, ME, MA, MN, MO, NE, NH, OR, RI, WA or WI. Plan availability can vary by state.