[Compliance text, ex. Resources related to the COVID-19 pandemic]

When a parent, spouse, or family member becomes sick, many lovingly and willingly step up and assume the role of caregiver. We want to provide for our loved ones; however, caregiving is an all-consuming, physical, mental and emotional commitment. The enormous strain can cause caregivers to become stressed, depressed, or burnt out.
According to a recent survey conducted by PNC Financial Services group, approximately 60 percent of soon-to-be-retirees are concerned about becoming a caregiver for an aging parent or family member.
The survey also found that roughly 30 percent of respondents said that they expect to stay in the workforce for longer than they had previously planned so they can afford their loved ones’ health costs.

There’s also the added strain on time and scheduling that comes with being a caregiver. For example, when not at work, nearly all of caregivers’ time may be devoted to ensuring the comfort and well-being of those they’re providing for. While it’s possible to be this accommodating in the short-term, over time, failure to look after yourself can take its toll on your own health and well-being.
A key aspect of caregiving is balance. It requires giving a parent or loved one the time and attention they need, but also taking time out for yourself.

If you’re in this situation, the following tips may help you reach this balance.

1. Give yourself a break. Caregiving is an all-consuming task that requires the energy and time to dress, feed and bathe another human being every single day. Even if it seems there’s rarely enough time in the day already, it’s crucial that you carve out time for you. This means doing more than just resting for lunch or a snack – it means truly getting away for a while. Alone time is key to maintaining a healthy balance. Whenever possible, try to get out of the house and do something on your own, whether for pure entertainment purposes – like going to a movie – or to satisfy a hobby, such as gardening, reading or writing.

2. Talk it out. While the loved one you’re caring for may feel like the only person in your life, it’s important to maintain other meaningful relationships. Caregiving.com recommended never letting a day go by without talking to a friend, relative or spouse. Even a quick chat can help keep you connected and remind you that you’re not alone.

3. Establish a routine. By nature, people tend to be creatures of habit, and there’s good reason for that: healthy habits not only provide stability but also comfort. One of the best places to start forming healthy habits is around your sleep schedule. Set a plan for when you’ll get into bed and stick to it, and when your alarm goes off in the morning, don’t hit the snooze button. With a little discipline, you can get into a regular routine that will help you cope with any struggles that may arise throughout the day.

Call Bankers Fidelity today for a long term care insurance quote.