Retirement is something most of us look forward to throughout our entire working lives. It’s the time when we can finally travel, relax, and spend time with family. Yet, when you get there, you may find that your budget doesn’t allow you to do everything you wanted.
Here are 5 cost-effective hobbies that can make retirement enjoyable without spending all your savings in the first year.
It is never too early or too late to begin working out. Whether it is yoga, the gym or running, fitness can be a great hobby. It can improve your health and may cut down on your medical costs.
While this can be an expensive hobby as you continue to progress, it is relatively inexpensive to start. You may find a hidden talent that you never knew you had and it will provide an outlet to express yourself in whatever way you want.
Whether it is tennis, swimming, golf or softball, sports provide an outlet that is both social and physical. Again, sports can be an expensive hobby at the highest levels, but they can be cheap to start with.
One difficult part of retirement can be getting outdoors. Gardening solves that problem! Gardening can keep your body and mind sharp, as it requires preparation, planning and implementation.
As the name would suggest, volunteering should not cost much money; however, it will cost you time. There are many opportunities to help those in need and with the added time of retirement, volunteering can benefit those around you, while also allowing you to find something you're passionate about.
When it comes to retirement, there are so many things to think about that you can forget all the great things you can do with your newfound time.
You've crafted a list of exciting New Year's resolutions and are committed to sticking to them this year. But how can you actually commit to these goals? In the second part of our two-part series, we will give you some effective strategies to help you follow through on every resolution.
Tips for Sticking with Your New Year's Resolutions
You want to be a healthier version of yourself, but you need a plan to make this happen. These tricks will help you make a commitment to your goals and end the year feeling accomplished.
New Year's resolutions are a great way to commit to a healthy lifestyle. Paired with quality health insurance policies, a doctor you trust, and other healthy habits, these goals can help you reach a more vibrant lifestyle.
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The new year may be here, but it is never too late to start a New Year’s resolution. Remember that every resolution does not have to be a lofty achievement. The key is to select small, achievable goals to help you focus on your overall well-being and self-confidence.
New Year's Resolution Ideas to Jump Start 2018
Looking for some New Year's inspiration? These resolution ideas are simple and effective, boosting your mind and body.
From contacting life insurance companies to jotting down your joys, there are plenty of ways to create a better you. Write down your resolutions and check in on them throughout the year, starting over when need be. It's never too late to be happier and healthier.
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The holidays can be a difficult time when you are living with chronic illness. Even if you are surrounded by people who love you, the emotional and physical stress can be trying. In the first part of this series, we took a look at ways to emotionally cope with having a chronic illness during the holidays. In part two, we will outline ways to manage your healthcare needs while still enjoying this special time. No matter your health insurance policies, there are ways to cope while undergoing treatment.
Part 2: Managing Your Health Needs
While you should talk to your doctor about prioritizing your health, the following are some strategies to use during this particularly busy time of year.
Plan relaxed holiday activities.
If you don't have the energy to chop down a Christmas tree or build a snowman, that's perfectly okay. Holiday movie marathons or gift exchange parties might be a better option for you right now. Suggest these gatherings and other low key activities to bond with your loved ones.
Talk to hosts about your dietary needs
Treatment may change your appetite or dietary needs, and this might make large holiday meals less appealing. Talk to the host before a gathering about any restrictions.
Take time to rest
This time of year is busy, but remember to take it easy. This could mean leaving events early or skipping parties altogether sometimes. Give your body time to recharge.
Focus on your strengths
Remember to enjoy what you can do rather than emphasizing what you can't do. For example, if you have grandchildren, remember that you can spend time reading with them even if you can't run around with them.
Ask for help
While you are a superhero, you don't have to do it all. If you usually host a dinner on the first day of Hanukkah, for example, ask someone else to do so this year. It's okay to change traditions as needed.
Putting yourself first sometimes is all part of retaining a healthy lifestyle while fighting your illness. Just like health insurance policies, self-care goes a long way. By taking care of your physical health, you can get through the holidays using your strengths -- not emphasizing your weaknesses.
The holidays are supposed to be a joyful time spent with loved ones, but a chronic illness can make this time of the year anything but merry and bright. Fortunately, there are ways to help you through this time of year.
In part one of this two-part series, we will take a look at some ways to emotionally cope with the holidays. By following these tips, you can truly enjoy this season.
Part 1: Emotional Coping
The emotional side of having a chronic illness is far from simple. From managing health care expenses to resenting your family member’s bad health, there are plenty of reasons why you might feel down during the holidays. This emphasizes the importance of taking care of your emotional health. Consider these tips to get you started.
Choose a point of contact at every gathering
Ask a close friend or family member to be your support when things get hard at a party. This person might be your partner, best friend, sibling, or parent. If you start feeling low or unsettled, send them a text or pull them aside to chat for a moment. Their support will be helpful.
Take time for yourself
Remember that you don't have to always agree to outings and parties. Your emotional wellness is important is just as important as cancer care insurance, so take time for yourself to recharge. Self-care is central to a healthy lifestyle, especially when living with a chronic illness. If you need a night at home, give this to yourself.
Start a gratitude list
If you are not already keeping a journal, consider starting one during the holidays. While you are writing about your thoughts and feelings, also take the time to jot down a daily gratitude list. This may offer a boost to your spirits.
Remember that your emotions are valid
Even though everyone is telling you that you should be happy during the holidays, this isn't always the case. In fact, many people struggle during the holiday season. You have the right to feel your emotions.
Make an appointment with a counselor
If you are experiencing feelings of depression, anxiety, or any other thoughts that you want help working through, a professional can be a great resource. Your therapy sessions can be healing during this time.
Just as you need to address cancer care insurance and other logistics, your emotional health is also part of your care. Speak to your doctor about other ways to emotionally cope. They may recommend group counseling and other methods to handle this time of year. By making this effort, the holidays may be healing rather than harmful.
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Understanding Medicare Supplement
Neither Bankers Fidelity Life Insurance Company® nor its Medicare Supplement policies are affiliated with or endorsed by the U.S. Government, the federal Medicare program, or the Centers for Medicare and Medicaid Services. This is a solicitation of Medicare Supplement insurance and an independent agent may call on you. The Medicare Supplement products issued by the Company are insurance policies. Policy form series B 21092 is issued by Bankers Fidelity Life Insurance Company®, Atlanta, GA; policy form series B 21492 is issued by Bankers Fidelity Assurance CompanyTM, Atlanta, GA. Limitations and exclusions apply; actual policy provisions control. Rates subject to change on a class basis. Individually underwritten; application to determine eligibility required.
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