Supplemental insurance is additional insurance you can purchase to cover services and out-of-pocket expenses not covered by your primary health insurance. Supplemental insurance is not a substitute for comprehensive health insurance. It helps cover areas not provided for in your major medical health insurance. While Major Medical health insurance plans are usually broad in coverage, supplemental plans are usually specific in their area of coverage.
If you have ever wondered what the difference is between Medicare Supplement, Original Medicare and Medicare Advantage, you are not alone. Navigating the complicated world of Medicare can seem like a daunting task, but understanding the basics can help you get started.
The winter holidays are a time when families and friends get together to celebrate and enjoy the season’s festivities. It can also be a very stressful time of year. The days are shorter, the weather is colder and many are feeling stressed. It can be an exceptionally lonely time of year for those in care facilities or hospitals. You’ve probably heard the saying, “there’s no place like home for the holidays,” but for some hospitalized people, being home for the holidays is not possible.
November is National Diabetes Awareness Month, a month dedicated to increasing awareness about diabetes by bringing people all around the world together through various initiatives.
Think short-term care might not be for you? You may want to think again. Short-term care insurance can be a viable, more affordable alternative to traditional long-term care plans and can help cover expenses should you find yourself in a situation when you require care from either a nursing facility or even home health care. This coverage can be a valuable supplement to your current health insurance plan if you experience an illness or injury that prevents you from carrying out two or more of Activities of Daily Living.