Vantage Flex Plus® Hospital Indemnity
See Available Products by State
See Available Products by State
Confused about what you should look for in a Hospital Indemnity plan? At Bankers Fidelity®, we believe you should spend every day living your life to the fullest instead of worrying about medical bills.
Our Vantage Flex Plus Hospital Indemnity* policy is a customizable, supplemental insurance plan that can assist you with hospital confinement expenses due to an illness or injury.
Vantage Flex Plus has got you covered. Simply choose the customized plan that’s right for you and get on with your life.
How the Product Works:
- Guaranteed Benefits: Death benefits never decrease; premiums stay level for life
- Immediate Coverage: No waiting period after the policy is issued
- Cash Value: Builds over time for emergencies or financial needs
- Flexible Payout: Benefits can be used for funeral costs, debts, or other final expenses
- Guaranteed Renewability: Policy stays active as long as premiums are paid on time
- Tax-Free Benefits: Death benefits typically pass to beneficiaries tax-free
- Added Protection: Includes riders for terminal illness payouts or premium waivers during extended hospital/nursing facility stays
- 30-Day Free Look: Full refund if the policy is canceled within 30 days of receipt
Questions we suggest you consider prior to enrollment:
How would you rate your general health?
It’s easy to feel confident if you are healthy and in great shape. But, even a healthy person can suffer an accident or suddenly get sick. If this happens, it pays to remember that without enough policy coverage, accidents and sudden illnesses can deplete your savings.
Are you completely covered in case of a medical emergency?
Finding out too late that you are not completely covered for an illness can be financially devastating. Vantage Flex Plus provides benefits for hospital confinement, but also offers optional benefit riders to help defray additional financial burdens like family member lodging and non-local transportation.
If you have a Medicare Advantage plan, are there coverage gaps you need to protect against? If so, are you prepared to pay for them out-of-pocket?
We provide a choice from $100 to $750 in daily benefits for hospital confinement. You can choose between benefit periods of 3, 4, 5, 6, 7, 8, 9, 10, 15, 21 or 31 days. Optional riders are available that pay additional benefits allowing you to customize your plan as you see fit.*
*Benefits may vary by state.
Disclaimer: Product Notes
Optional Benefits*
- Intensive Care Unit Admission
- Intensive Care Unit Daily Confinement
- Rehabilitation Unit Confinement
- Skilled Nursing Facility Confinement
- Outpatient Surgical
- Minor Diagnostic Exam
- Major Diagnostic Exam
- Invasive Diagnostic Exam
- Non-Local Transportation
- Family Member Lodging
- Health Screening Benefits
*Benefits may vary by state
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Life has a lot of “what ifs.” But if financial worry keeps you from enjoying your days, customize a plan with us—so that you can get started on all the things you aren’t doing. For questions or to get a quote, call us at 866-458-7504.
Questions?
