Vantage Recovery® Short-Term Care
See Available Products by State
See Available Products by State
It’s easy to feel confident if you’re in great shape, but accidents and sudden illnesses can cause health concerns stemming from issues like hip, knee and back problems; a heart attack; stroke; cancer; and Alzheimer’s.
Injuries and chronic illnesses strike people of all ages, both working and retired, and can be financially overwhelming–especially if you and your family are unprepared. Without enough coverage, costs associated with care can deplete your savings.
Vantage Recovery Short-Term Nursing Facility Confinement insurance affords you the ability to recover from injury and illness on your own terms.

How the Product Works:
Vantage Recovery offers a variety of different options to meet an individual’s needs, with benefit periods from 90-360 days.* Beneficiaries can choose to start benefits at day one of confinement or at day 20, customizing their plan to their specific needs.
*Benefit periods vary by state. Restoration not available in all states.
Plan Benefits*:
- Eligibility: For ages 18-85, with flexible daily benefit amounts from $30 to $300
- Custom Coverage: Choose benefit periods of 90-360 days, with start options on Day 1 or Day 20
- Household Discount: Save 10% on premiums for qualified applicants
- Full Restoration: Benefits fully restore after six confinement-free months
- Alzheimer’s Coverage: Treated like any other illness, ensuring comprehensive support
- No Hospitalization Required: Coverage starts without prior hospitalization
- Optional Riders: Enhance with Home Health Care or Cancer First Occurrence Benefit riders
- Peace of Mind: Quality care without depleting savings
- Easy Access: Call 866-458 7504 for information or a quote
*Benefit periods vary by state. Restoration not available in all states.
Enhance Your Coverage with Optional Riders:
Home Health Care Rider*
Medicare may only cover short-term home health care under certain limited conditions. Vantage Recovery can help cover some of the expenses associated with a nursing facility or home health care by providing up to 360 days of benefits. These benefits can help assure family members that their loved ones are receiving excellent care; and may also be restored after a 6 month treatment-free period.
Cancer First Occurrence Benefit Rider*
Vantage Recovery pays a lump sum benefit in the event that you receive an Initial Diagnosis of Cancer after the rider has been in effect for 30 days. Benefits are not payable for:
- Non-malignant, benign, pre-malignant or non invasive tumors or lesions or dysplasia or carcinoma in situ
- Pre malignant skin lesions or carcinoma in situ of the skin including melanoma in situ
- Skin cancer (except malignant melanoma)
*May not be available in all states. See Outline of Coverage for additional details.
Disclaimer: Product Notes
Many individuals cannot afford the expenses incurred from a stay in a nursing facility or in-home health care, but there is a viable option. You can choose the coverage that works best for you and take some of the worry out of your recovery with our Short-Term Care solution, Vantage Recovery.
More Products
Bankers Fidelity® is here to assist as you consider your coverage needs. To get answers to your questions about Vantage Recovery Short-Term Care Nursing Facility Confinement Insurance or to get a quote, call us at 866-458-7504.
Questions?
