While it would be ideal to have professional caretakers looking after ailing relative dealing with cancer or other chronic diseases, that is unfortunately not always possible, namely because of its expenses. Indeed, 21% of Americans said that they have paid $2,000 or more in out-of-pocket medical expenses in the past year, which is a bill that many Americans simply cannot foot. Consequently, many close relations end up being the caretakers, in addition to their jobs or other familial duties.
It is important that caretakers take care of themselves, too, which, while easier said than done, starts by just taking one step forward. Take a look at some of the things you can do for yourself starting now:
Take a Break
It may seem like an impossibility if you have full-time caretaking duties, but you can learn different de-stressing techniques to help you get through the day, like closing your eyes and breathing for five to 10 minutes, listening to some relaxing music, taking a walk, or having a weekly phone date with a friend. If it is still hard to carve out a moment for yourself, try to incorporate calming rituals into your daily life with your family and the person you are caring for.
Realize That Your Own Health Is a Priority
If you cannot perform your caretaking duties, both you and your loved ones will suffer. Realize that you need to sleep, eat and exercise, and find a way to fit that into your loved one's schedule.
You may feel very much alone, but there are so many people and agencies out there that are willing to help you in choosing a healthcare plan. Look into Medigap insurance or Medicare health insurance companies, too. These strategies will ultimately help you find affordable part-time caretakers or other solutions, so you can get a break.
Whether you are dealing with cancer as a caretaker or have any other type of condition that requires around the clock care, know that you are not alone. There are many other people in your position and a network designed to help at an affordable rate. Schedule a consultation with an insurance expert to find out how you can obtain affordable healthcare, and help with caretaking duties.
Protect Your Medicare Information Online
Understanding Medicare Supplement
Neither Bankers Fidelity Life Insurance Company® nor its Medicare Supplement policies are affiliated with or endorsed by the U.S. Government, the federal Medicare program, or the Centers for Medicare and Medicaid Services. This is a solicitation of Medicare Supplement insurance and an independent agent may call on you. The Medicare Supplement products issued by the Company are insurance policies. Policy form series B 21092 is issued by Bankers Fidelity Life Insurance Company®, Atlanta, GA; policy form series B 21492 is issued by Bankers Fidelity Assurance CompanyTM, Atlanta, GA. Limitations and exclusions apply; actual policy provisions control. Rates subject to change on a class basis. Individually underwritten; application to determine eligibility required.
Products not sold in AK, CA, CT, MA, ME, MN, NH, NY, OR, RI, VT, WA or WI. Plan availability can vary by state.
Get a Quote